Our Wealth Management Team

Chris Wilmerding


Chris began his career at Lazard Frères & Co. in New York City as an investment banking analyst working on major, national and international mergers and acquisitions. After graduate school, he joined the turn-around team of a specialty packaging business, co-founded the Intuit Developer Network and was General Partner of a Boston private equity firm. Prior to founding Thayer Partners, Chris was a Senior Portfolio Manager at UBS in Boston, specializing in corporate retirement plans and individual retirement planning.

Chris graduated from the University of Pennsylvania, Magna Cum Laude, was in an accelerated doctoral program and studied Modern European History at Oxford. He is an Accredited Investment Fiduciary® and graduated from the Wealth Advisor Program at UBS. He lives in Wyndmoor, PA with his wife and two children and serves on his church’s vestry, as well as on several business and charitable boards and committees.

David S. Beckwith, CFA

Chief Investment Officer

David S. Beckwith is the Chief Investment Officer of Thayer Partners, joining in early 2022. David leads the firm’s overall investment strategy and tactical decision-making. He also oversees the due diligence, selection and monitoring of investment managers, including mutual funds, ETFs and limited partnerships.

David was previously a partner and the CIO of RINET Company in Boston, serving for 16 and a half years up to the firm’s sale in December 2021. He began his investment career with a 12-year role as an equity analyst and portfolio manager at John Hancock Financial Services, managing U.S. value, global, international, and Pacific Basin mutual funds. He also had senior investment and managerial roles at Brown Brothers Harriman and Hale and Dorr Capital Management.

David is a Chartered Financial Analyst®. He holds a Bachelor of Arts degree from Trinity College and studied international finance at the Fletcher School at Tufts University. He serves on the board and investment committee at the Dedham Institution for Savings. David has commented on financial issues in The Wall Street Journal, The New York Times, and The Daily Deal, and on ABC World News Tonight and CNBC, among other news outlets.

Dale J, Bowers

Director and Wealth Manager

Dale J. Bowers is founder of DJB Financial and joined Thayer Partners in 2024 when DJB Financial merged with Thayer Partners.  He provides investment services to a wide variety of individual and business clients, is an Enrolled Agent with the U.S. Department of Treasury and a Member of the National Association of Enrolled Agents (NAEA).  Prior to forming his financial companies, he had over 14 years’ international managerial experience in various Corporate financial positions.

Dale graduated from Northern Illinois University in DeKalb, IL with a BS Degree in Finance.  He was born and raised in Chicago and now resides in St. Augustine Beach, FL with his wife. He enjoys traveling, kayaking, swimming, beach walking, biking, and gardening. Dale is also on the Board of the local Lions Club and donates much of his time working with various charitable groups in the area.

Steve Ryerson

Director and Wealth Manager

Steve Ryerson joined Thayer Partners in 2024 when DJB Financial merged with Thayer Partners. Since 2011, he has worked with lifelong friend, Dale Bowers, at DJB to assist folks achieve financial and retirement security, a role he has found both rewarding and enriching.

Steve is a graduate of The College of Insurance in New York, NY (now a part of St. John’s University), enjoys golf, chasing grandchildren and watching the sunset over the marsh in beautiful St. Augustine, FL. He is the President of his condominium association and works with Cedar Church of St. Augustine, assisting with financial and related matters.

Deborah Deckman

Wealth Manager

Deb has nearly 20 years’ of experience in retirement planning and investments. For many years, Deb ran her own consulting firm which focused on helping advisors grow their practices through procedure streamlining and optimization.

Deb graduated from the Millersville University of Pennsylvania at the age of 20 with a degree in Financial Economics. She is a board member of the Accounting & Financial Women’s Alliance, North Florida chapter. Deb resides in Southeast Georgia with her husband and three children.

Deb has a passion for health and fitness and enjoys leading and coaching others.

She is securities 65 registered and has a passion for helping her clients plan for financial success while living their best lives.

Joe Ciliberti

Lead Wealth Manager

Joe Ciliberti brings over two decades of experience in the financial industry, having embarked on his career in July of 1999. Joe spent an impressive 18.5 years at Scottrade, Inc as a Producing Branch Manager, demonstrating his dedication and expertise. Following the acquisition of Scottrade by TD Ameritrade, he continued to excel for another three years before joining Merrill Lynch in 2021.

In April of 2023, Joe obtained his CFP® designation, underscoring his commitment to providing comprehensive financial planning services.

Joe lives in Florida with his wife Ashley and their two sons. He has a passion for people and the markets, and when not working, he enjoys watching his favorite sports teams.

At Thayer Partners, Joe believes it may be time for a new approach to the journey ahead—one based on what matters most to you. He aims to connect you with the advice, guidance, and care you desire, assisting you and your family in navigating the path to a better financial life. Joe is dedicated to providing the resources and support needed to help you achieve your financial goals.

Matthew Deckman

Client Service Team Lead and Analyst

Matthew transitioned into the financial services industry and joined Thayer Partners, LLC in 2012, after spending most of his early career in big box retail management. He serves as an Analyst both on the private client side, and 401k management spectrum.

Matthew studied Business Management at Millersville University of Pennsylvania.

Matthew lives in Saint Marys, GA with his wife and business partner Deborah, and their three children. Most of Matthew’s free time is spent on the ocean catching as many species of fish as he can. He also enjoys coaching softball, driving his Jeep on the beach and spending time with his family in the outdoors.

Sarah O’Mara

Client Service Associate

Sarah made her transition into financial services in early 2024 with Thayer Partners after spending 11 years in high end retail management. She now works as a Client Service Associate for Thayer Partners where she assists the team and clients in administrative work.

She attended Purdue University where she studied Animal Sciences and Agribusiness.

Sarah lives in Lafayette, Indiana with her husband and two sons. She enjoys spending time with her family, watching her sons play sports, golfing, reading, and cheering on her Boilermakers.

She is excited to continue her professional career in the finance industry with the Thayer team and to support her clients with the best measure of respect and resolve.

David Miller, CPA, MBA

Head of Tax Solutions

David Miller is the Head of Tax Solutions at Thayer Partners. He is also the founder of David Miller CPA. David completed his undergraduate degree in Accounting at UMass Dartmouth in 2013; he then went onto get his Masters of Business Administration with a concentration in Tax and Law at Bentley University, graduating in 2015. That same year he also became a Certified Public Accountant (CPA). Before starting his business, David Miller CPA, David worked for two years at Cost Accounting, four years in Public Accounting, and four years in Corporate Tax at a Biotechnology company. Outside of work, David enjoys golfing, boxing, and his wonderful dog, Juno. Juno is a Husky/German Shepard mix, for those wondering.